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Tag: save money

Home›Posts Tagged "save money"
  • Saving
    By Hector C. Kimble
    March 4, 2022
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    Daylight saving time 2022: When do the clocks change?

    In the DST world, things are about to move on, baby. Daylight saving time 2022 falls on Sunday, March 13, so be prepared to put your ...
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  • Bad Credit
    By Hector C. Kimble
    February 25, 2022
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    4 ways to lower your monthly car payment

    A high car payment can be a drain on your budget. Fortunately, there are simple steps you can take to reduce it. And if you haven’t ...
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  • Personal Finance
    By Hector C. Kimble
    February 22, 2022
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    This safe investment could more than double your tax refund | Personal finance

    The S&P 500 has a very long and very consistent track record of producing average annual returns of 10%, so it’s about as risk-free of an ...
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  • Personal Finance
    By Hector C. Kimble
    February 20, 2022
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    Do you need to hire a tax preparer? Ask yourself these 5 questions to find out

    Image source: Getty Images Tax season has arrived. Should you tackle it alone on your return or get help? Key points Today’s tax filing software makes ...
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  • Bad Credit
    By Hector C. Kimble
    February 19, 2022
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    How I Bought My First $100,000 Home on a Lease-to-own Program Despite Bad Credit

    HOMEOWNERSHIP is a dream for millions of Americans, but it might seem out of reach if you’re living paycheck to paycheck. A North Carolina woman’s dream ...
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  • Personal Finance
    By Hector C. Kimble
    February 15, 2022
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    4 Ways to Simplify Your Personal Finances in 2022

    Image source: Getty Images Here’s how to get your financial situation in order. Key points It is important to have good control of your finances. These ...
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  • Personal Finance
    By Hector C. Kimble
    February 6, 2022
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    Are there any tax deductions for tenants?

    Image source: Getty Images Here’s what you need to know if you’re renting a home. Key points Owners benefit from numerous tax deductions. Although this generally ...
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  • Personal Finance
    By Hector C. Kimble
    February 1, 2022
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    How Our Unconscious Beliefs About Money Affect Us

    Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when ...
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  • Online Loans
    By Hector C. Kimble
    January 31, 2022
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    VA loan experts offer advice for first-time home buyers

    Buying a home can seem daunting, especially the first time, but owning a property remains the biggest driver of generational wealth and eligible veterans receive certain ...
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  • Personal Finance
    By Hector C. Kimble
    January 12, 2022
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    Insurers to cover COVID-19 home testing from January 15

    Image source: Getty Images If you have health insurance, here’s what you need to know to get your free COVID-19 home tests. Key points From January ...
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  • Bad Credit
    By Hector C. Kimble
    January 11, 2022
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    Mortgage and refinancing rates today, January 11 | Stable rates

    Today’s Mortgage and Refinance Rates Average mortgage rates rose sharply yesterday. When they started that morning, a modest increase had seemed likely. There might be better ...
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  • Online Loans
    By Hector C. Kimble
    January 8, 2022
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    daily mortgage rates on the rise this week | January 8, 2022 | Smart change: personal finance

    Leslie Cook The average rate for a 30-year fixed rate mortgage ended the week at 3.807%, an increase of 0.094 percentage point from Monday. Refinancing rates ...
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  • Bad Credit
    By Hector C. Kimble
    January 5, 2022
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    How to get a car loan with bad credit

    If you need a car to get to work or school, choosing a used vehicle is a great way to save money. However, used cars are ...
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  • Personal Finance
    By Hector C. Kimble
    January 1, 2022
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    WalletHub’s Best Personal Finance Resolutions Before Midnight

    Hands of couple clinking with champagne flutes and their friends holding sparkling bengal lights getty It is almost midnight on December 31st. Are you ready ? ...
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  • Saving
    By Hector C. Kimble
    December 9, 2021
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    Most Americans are too confident in their retirement savings

    Most Americans feel like they’re saving a lot to comfortably retire, but for many people, it’s probably not enough, recent data shows. Just over two-thirds of ...
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  • Bad Credit
    By Hector C. Kimble
    December 7, 2021
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    Should you refinance with the same lender?

    Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, ...
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  • Saving
    By Hector C. Kimble
    December 6, 2021
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    Senior Market Sales offers advisors a new turnkey system to offer tax-saving strategies in retirement

    CirrusSee the logo SMS offers the CirrusView process as another program that gives advisors an edge in today’s highly competitive market. OMAHA, Neb. (PRWEB) 06 December ...
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  • Personal Finance
    By Hector C. Kimble
    December 3, 2021
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    8 ways to make your holiday meal more affordable

    Many families and friends come together to celebrate, spend time together and share a meal during the holiday season. However, due to inflation, food is more ...
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  • Online Loans
    By Hector C. Kimble
    December 2, 2021
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    Daily mortgage rates jump more than 3.6% | December 2, 2021

    After two days of decline, the average mortgage rate on a 30-year fixed-rate loan fell to 3.603%. That’s an increase of 0.148 percentage points from yesterday’s ...
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  • Personal Finance
    By Hector C. Kimble
    November 23, 2021
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    Heating bills set to rise this winter: how to deal with them

    When you own a home, it’s not just your mortgage that you need to worry about. You also have to pay to maintain your home, as ...
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  • Personal Finance
    By Hector C. Kimble
    November 20, 2021
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    4 Reasons to Shop Small Business Saturday | Personal finance

    Shopping small for the holidays also has other advantages. Buyers may receive more personalized service and encounter smaller crowds. Many small businesses also attract customers with ...
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  • Saving
    By Hector C. Kimble
    November 16, 2021
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    As inflation rises, here are opportunities to earn and save money

    LeoPatrizi | E + | Getty Images Rising inflation worries Americans about their purchasing power and their retirement plans. Still, there are opportunities to make and ...
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  • Personal Finance
    By Hector C. Kimble
    November 10, 2021
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    Air Fryer Black Friday 2021 Deals: Are They Worth It? | Personal finance

    Getty Images Lauren Schwahn NerdWallet is here to help you win Black Friday, while leaving your budget untouched. We spend the time, you save money. Visit ...
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  • Personal Finance
    By Hector C. Kimble
    November 7, 2021
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    Kiplinger Personal Finance: Negotiating a Better Deal on a Home | Economic news

    Buyers need to use smart tactics when making and negotiating a housing offer. Dream time / TNS Homebuyers have taken a severe sticker shock over the ...
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  • Saving
    By Hector C. Kimble
    October 26, 2021
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    Indiana Michigan Power Fuels Next Energy Saving Idea by Reminding Customers of Support Programs and Plans During National Energy Awareness Month | New

    • I&M helps customers save energy and potentially money on bills with payment assistance programs, weather protection upgrades and energy saving tips. • In 2020, the ...
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  • Saving
    By Hector C. Kimble
    October 25, 2021
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    Kenyans have a poor savings culture and Koa wants to change that

    Kenyans don’t spare. Despite being the third-largest economy in sub-Saharan Africa and the financial and commercial center of East Africa, Kenya has a savings rate of ...
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  • Online Loans
    By Hector C. Kimble
    October 23, 2021
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    Why you shouldn’t default on loans

    Retail lenders have faced several challenges due to Covid-19. On the one hand, the demand for small loans has increased as lockdowns hit livelihoods, while on ...
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  • Personal Finance
    By Hector C. Kimble
    October 6, 2021
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    Public servant student loan waiver program gets a facelift

    Some student borrowers can get their loan forgiven. Sarah Tew / CNET The US Department of Education on Wednesday began modifying its civil service loan forgiveness ...
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  • Saving
    By Hector C. Kimble
    October 5, 2021
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    Another “drought deposit” for water saving kits

    North Bay water patrons will be able to pick up a free water saving kit at a “Drought Drop By” event in two counties on Saturday, ...
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  • Bad Credit
    By Hector C. Kimble
    October 5, 2021
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    How to create credit quickly • Benzinga

    Building credit is not a one-time process that takes you from a low credit score to a high credit score. Indeed, building credit is a lifelong ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    September 30, 2021
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    5 Social Security Secrets For Even Bigger Checks Personal finance

    (Selena Maranjian) Pop quiz! What is the average amount of Social Security retirement benefits? Do you know? Do you want to guess? It was recently $ ...
    Read More
  • Saving
    By Hector C. Kimble
    September 29, 2021
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    Cost savings could lead to more Spanish bank mergers, executives say

    The CaixaBank logo can be seen above the company’s headquarters in Barcelona, ​​Spain, September 17, 2020. REUTERS / Albert Gea / File Photo Spanish banks under ...
    Read More
  • Saving
    By Hector C. Kimble
    September 28, 2021
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    Money Saving Expert Says These Are the 4 Tips Every Mom Should Know

    Katie Harp / Unsplash GOBankingRates wants to empower women to take control of their finances. According to the latest statistics, women hold $ 72 billion in ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    September 25, 2021
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    Delta variant hurts Americans’ income

    Earlier this summer, it looked like things had improved on the coronavirus front. But then the Delta variant took hold, and now cases of COVID-19 are ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    September 24, 2021
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    Bank owned by Hispanic Americans in Texas

    Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our ...
    Read More
  • Online Loans
    By Hector C. Kimble
    September 24, 2021
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    The 30-year mortgage rate is above 3.3% | September 24, 2021

    The interest rate on a 30-year fixed rate mortgage has jumped to 3.323% today. This is the first time that the mortgage rate has exceeded 3.3% ...
    Read More
  • Online Loans
    By Hector C. Kimble
    September 23, 2021
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    Why America Has a Debt Ceiling: Five Questions Answered

    By Steven Pressman, Monmouth University Republicans and Democrats are once again fighting a battle of wills over America’s debt ceiling, which is a legal limit on ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    September 22, 2021
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    Here’s the best way to build credit for your Gen Z kid

    Phynart Studio / iStock.com Having good credit means more than just meeting the qualifying requirements for a great interest rate on a car loan or mortgage. ...
    Read More
  • Saving
    By Hector C. Kimble
    September 20, 2021
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    ‘Impossible’ for Sunak to save on tuition fees without favoring well-off graduates | University funding

    According to the Institute for Fiscal Studies, Rishi Sunak will find it “essentially impossible” to save money on university tuition fees in England without hurting graduates ...
    Read More
  • Online Loans
    By Hector C. Kimble
    September 18, 2021
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    Mortgage rates rose this week | September 18 and 19, 2021

    Mortgage rates were higher at the end of the week than at the start, with the average 30-year fixed-rate purchase loan rate rising to 3.256%. Mortgage ...
    Read More
  • Saving
    By Hector C. Kimble
    September 16, 2021
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    Energy saving tips with the FPL energy manager

    With the free FPL energy manager, you can monitor, analyze and simulate your energy consumption in order to reduce your bill. As part of Energy Manager, ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    September 15, 2021
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    Auto insurance with no credit history

    Insurance companies use many factors to determine your auto insurance premium, and in most states, your credit score is one of them. Your credit insurance rating ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    August 25, 2021
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    Mortgage rates today tumble for three out of four terms | August 25, 2021

    Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to ...
    Read More
  • Saving
    By Hector C. Kimble
    August 23, 2021
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    KNOWLEDGE CENTER: Looking to increase your savings with easy access to your money? A money market account can be a good choice. [Column] | Business

    These days, many Americans find themselves with excess cash in their checking accounts due to reduced spending, stimulus payments and more. While it is much safer ...
    Read More
  • Online Loans
    By Hector C. Kimble
    August 21, 2021
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    Survey finds 74% of homeowners haven’t refinanced

    Many American homeowners are missing out on a great opportunity to lower their interest rates and lower their monthly payments by refinancing their loans, according to ...
    Read More
  • Online Loans
    By Hector C. Kimble
    August 9, 2021
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    Mortgage rates rise | August 9, 2021

    The average rate on a 30-year fixed-rate mortgage is currently 3.295%, up 0.065 percentage points from Friday. As for other types of loans, rates are starting ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    August 6, 2021
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    Can you merge an existing auto loan with a new one?

    Yes, in the case of auto loans, you may be able to add up the balances of two or more auto loans and get a single ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    August 5, 2021
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    High rate? Consider refinancing your car loan for bad credit

    Sometimes you can only qualify for a high interest rate on a car loan. Many borrowers think they have no choice – there are times when ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    August 3, 2021
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    2021 Best Cheap Auto Insurance In Texas

    Texas auto insurance laws require drivers to have at least liability coverage, but it’s not always easy to find a good deal. The secret to getting ...
    Read More
  • Saving
    By Hector C. Kimble
    July 20, 2021
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    5 draft picks sign with Texas below location value, saving Rangers nearly $ 300,000

    The Rangers officially announced the signing of six draft picks, caught between Rounds 5 and 10, as well as the signings of two international players on ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    July 15, 2021
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    Best Podcasts for Personal Finance, Ranked 2021 • Benzinga

    Looking to deepen your financial knowledge or discover new money tips and tricks? If you’re short on time, listening to personal finance podcasts is a great ...
    Read More
  • Saving
    By Hector C. Kimble
    July 13, 2021
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    5 smart ways to use your savings, according to financial professionals

    Many Americans are sitting on record savings after a year of staying at home. Don’t leave it in a checking account, invest it for retirement or ...
    Read More
  • Saving
    By Hector C. Kimble
    July 10, 2021
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    Rethink the order of draws from your retirement account. It can save you on taxes

    Conventional wisdom dictates that retirement savings be spent with an emphasis on withdrawing from taxable accounts at the start of retirement. However, many seniors can reduce ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    July 10, 2021
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    Nonprofit and business sectors partner to strengthen financial literacy in Sonoma County

    In 2009, the credit union introduced a four-day “academy” that was held every two years during spring and summer vacation for five years, but the scope ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    July 1, 2021
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    12 best personal finance courses

    If you want to learn how to make smart financial decisions, save more, and get rid of debt, you’re in luck. Today,… If you want to ...
    Read More
  • Saving
    By Hector C. Kimble
    June 30, 2021
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    Here are 4 ways to save money on entertainment tickets

    HOUSTON – As concert halls and events reopen, many people are ready to go out. But when you buy tickets online, these service charges can really ...
    Read More
  • Saving
    By Hector C. Kimble
    June 27, 2021
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    7 Ways To Save Money You Probably Never Tried

    7 Ways To Save Money You Probably Never Tried The past year and a half has been a financial challenge like no other, and that means ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    June 25, 2021
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    Douglas Eze, founder of Largo Financial Services explains why debt cripples middle income

    The financial landscape is rocky for many Americans today. Douglas Eze, Founder of Largo Financial Services is on a mission to change the way Americans view ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    June 24, 2021
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    Savings accounts: savers urged to watch out for “hidden clauses” | Personal Finances | Finance

    From fixed rate products to easy access options, there is a plethora of savings accounts. However, regardless of which type a saver chooses, there are “hidden ...
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  • Online Loans
    By Hector C. Kimble
    June 24, 2021
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    Record month loan for Wolverhampton credit union

    During the third lockdown, the credit union started testing an online loan application process that is starting to bear fruit. Chairman of the Board, Kevin Fearon, ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    June 22, 2021
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    6 reasons why refinancing your mortgage is a bad idea

    item Before refinancing your mortgage, examine your specific situation to determine if it makes sense. (iStock) Homeowners are considering refinancing their mortgage for a number of ...
    Read More
  • Saving
    By Hector C. Kimble
    June 21, 2021
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    10 Green Lifestyle Habits That Can Help Save You Money

    While widespread greenwashing makes people believe they have to buy the latest and greatest ‘green’ products to feel like they are. save the planet, it’s just ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    June 20, 2021
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    Why you should plan your vacation for 2022 now

    Now that COVID-19 vaccines are easier to find, more people are getting vaccinated and planning their trips. According to the CDC, just over 35% of Americans ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    June 16, 2021
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    Six personal finance lessons COVID-19 taught us

    The amount you invest in each asset should be determined based on the risk you want to take It has been over a year and a ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    June 14, 2021
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    The cost of weddings could go up, how are you going to pay for one?

    The moment you decide to organize a wedding, you are faced with a marathon list of questions. How many people should you invite? Do you need ...
    Read More
  • Online Loans
    By Hector C. Kimble
    June 8, 2021
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    Columbia Savings and Loan Association Review: Strong Black Owned CDs

    The bottom line: Columbia Savings and Loan Association is a great option if you want to open an IRA CD or CD. But you will have ...
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  • Saving
    By Hector C. Kimble
    June 8, 2021
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    Stretch Your Dollar: Tips to Save Money and Keep You Cool This Summer

    This week, many of us are thinking about staying cool this summer! And while the pools and beaches are nice. More will be needed on a ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    June 7, 2021
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    These 8 Marriott hotels offer extraordinary value for your points – Forbes Advisor

    The Marriott Bonvoy program should be part of every traveller’s arsenal. With properties in 131 countries, you’re likely to find a hotel wherever you go. Plus, ...
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  • Online Loans
    By Hector C. Kimble
    June 5, 2021
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    Struggling With Student Loans Lifestyles

    DEAR ANNIE: I met a man about four years ago. We started dating a week after we met, at her insistence. Well after we were together ...
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  • Personal Finance
    By Hector C. Kimble
    June 4, 2021
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    7 Tips To Save On Groceries As Food Costs Rise

    By taking the right steps, you can get the groceries you need without an expensive bill. Food prices have increased in recent months, which has resulted ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    June 3, 2021
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    Best Auto Insurance In Ohio With Bad Credit

    When looking for the best car insurance for bad credit in Ohio, it helps to understand the role of credit scores in insurance. Auto insurance companies ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    May 31, 2021
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    California announces Vax for the Win vaccine lottery with prizes of up to $ 1.5 million

    California residents can win a $ 50 grocery gift card or cash prizes of up to $ 1.5 million through the state’s Immunization Incentive Program. Across ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    May 27, 2021
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    AAA vs. Allstate | The bank rate

    Choosing between AAA and Allstate for auto insurance can be a challenge. Both carriers have a long standing reputation as the best auto insurance companies in ...
    Read More
  • Online Loans
    By Hector C. Kimble
    May 25, 2021
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    Mortgage borrowers struggle to get out of COVID-19 forbearance – Here’s how to get back on track

    Many mortgage borrowers are still abstaining from COVID-19. Here’s how to get back on your feet. (iStock) Mortgage forbearance has proven to be a vital lifeline ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    May 21, 2021
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    Can you rent a car with bad credit?

    You are considering leasing a car, but there are a few issues with your credit score that make you worried that you may not qualify. This ...
    Read More
  • Online Loans
    By Hector C. Kimble
    May 5, 2021
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    Refinance Your Mortgage During COVID? Look for this unique lender feature

    Should You Refinance Your Mortgage During COVID? You might be surprised to know that now is the best time to refinance as long as you are ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    May 3, 2021
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    AARP vs. AAA | The bank rate

    In 1984, The Hartford became the exclusive auto and home insurance provider for members of the American Association of Retired Persons (AARP). Hartford was founded in ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    May 2, 2021
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    Child tax credit money: plan now how to use the payments when they arrive

    How could you spend your child tax credit payments? Sarah Tew / CNET From July, you could receive the first payment as a member of expanded ...
    Read More
  • Personal Finance
    By Hector C. Kimble
    May 2, 2021
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    3 Reasons You Might Hate Your Retired 401 (k) Personal finance

    There is, however, an easy way around this problem. You can transfer your funds to an IRA after you retire. This gives you more freedom in ...
    Read More
  • Bad Credit
    By Hector C. Kimble
    April 29, 2021
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    Getting a joint mortgage? Here’s how your credit score takes into account

    item If you are considering getting a joint mortgage with someone else, one of the most important things to consider is how your credit scores will ...
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  • Accounts
    By Hector C. Kimble
    April 7, 2021
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    Sponsored Content: First Bank Texas | KTAB

    About First Bank Texas Locally owned First Bank Texas is a longtime friend of Texas families.Building strong homes, businesses and friendships since 1880. Strength and stability ...
    Read More

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