“For the first two years, I was just coaching my friends on how to fix their credit scores,” McCall said, not realizing she was just one step away from landing on the side she was on. desperately needed.

She continued: “Last summer I was looking for a side hustle that could help pay for my son’s childcare costs. My 9 to 5 job had just informed me that I would be taking a major pay cut and needed to increase my income before my maternity leave started. The answer was right in front of me.

Without even realizing it, McCall had the keys to the streets. With so many people having similar stories, she soon realized how resourceful her advice and letters had been for her family and friends.

Rather than continuing to help everyone on a case-by-case basis, McCall created her own digital set of credit repair services, which included sample dispute letters people could use to clarify and boost their own scores.

“I wanted them to be as intuitive and economical as possible,” she continued. “I was hoping people would use them to defend themselves in what can be a confusing process.”

While pregnant, McCall had created a model straight from her bed which proved very insightful to others and lucrative to her.